### **1. Getting the EMV Dump**
typically need to **acquire a dump** of the EMV card data, which contains all the critical information from the chip. This data can be obtained through methods like:
- **Skimming devices**: Placed on ATMs, PoS terminals, or other places where cards are swiped or inserted.
- **Malware**: Installed on compromised PoS systems to capture EMV data when cards are used.
- **Social engineering**: Obtaining dumps from the dark web, or using phishing attacks on bank customers.
An **EMV dump** typically contains:
- **PAN** (Primary Account Number)
- **Track 1 & 2 data** (magnetic stripe data)
- **Issuer information** (like AID and keys)
- **ARQC/ARPC** (Application Request Cryptogram) for dynamic data
- **Expiration Date**
- **Service code**
*** Hidden text: cannot be quoted. ***
